Divorce is a perilous time that challenges everything you stand for. After your divorce has been finalized, it is important to give yourself some grieving and healing time. It is normal to feel relieved after separating from your spouse and getting through the divorce process. However, there are a couple of things to do after your divorce is final.
- Health insurance
If you have health insurance with your ex, you must notify the insurance provider or employer about your new marital status. That is to remove your ex from the policy as required. Since you’re no longer together with your spouse, removing them from the insurance policy is one of the things you must do after your divorce is finalized.
- Bank Accounts
It is also important to remove your ex from the title of all bank accounts. You can easily do this by walking to your bank and meeting with your account officer. Your bank will probably give you some forms or remove your ex without any further requirement provided you can prove your divorce status.
- Credit Cards
You don’t want your ex to remain an authorized user of your credit cards to avoid incurring debt, so it is important to remove him or her from all your credit card accounts. Also, confirm that you have been removed from your ex’s credit cards and other liabilities so that your credit will not be affected by your ex after divorce.
- Will and Estate Plan
You probably never saw the divorce coming. Perhaps you thought you both were going to grow old and live happily ever after, making your spouse an important component in your will and estate plan. However, after divorce, there is a need for a new will to remove your ex as a beneficiary.
- Trust and Life Insurance
If you have trust, now is the ideal time to revisit it and effect the necessary changes like removing your ex as the beneficiary of all your life insurance policies. Unless you’re required to maintain your ex for the benefit of a child.
- Get professional help
The moment after divorce is never easy, as there are lots of adjustments. Therefore, it is crucial to get in touch with a therapist to help you navigate through this dark time. To ensure that everything you have done doesn’t come back to bite you in the ass, ensure you work with a licensed divorce attorney.
If you have just finalized your divorce and you need legal guidance when effecting these important changes, don’t hesitate to get in touch with us by calling or filling our contact form.